Risk Mitigators
Established 1 October 2016 · 9+ Years of Field Excellence

About Risk Mitigators

A premier Delhi-based collection and recovery services firm supporting leading banks and non-banking financial companies across Delhi NCR with disciplined execution and respectful customer conduct.

Combining a centralized 35-seat tele-calling command center with an active 55-member on-ground field network, we deliver transparent, audited and compliant portfolio resolutions across every district of Delhi NCR.

INSTITUTIONAL PROFILE● Active Mandate
FoundedOct 2016Nearly 10 Years
Institutions20+Banks & NBFCs
Workforce90+35 Desk · 55 Field
Coverage8 ZonesFull Delhi NCR
Proprietor: Mr. Sanjay Singh
New Delhi HQ

Nearly a Decade of Institutional Service Delivery

Established on 1 October 2016, Risk Mitigators has developed a strong operating presence through a combination of centralized tele-calling, layered supervision and extensive field execution. We support financial institutions with debt collection, overdue EMI follow-up, payment collection, vehicle repossession assistance and secured-asset possession support.

Over the years, Risk Mitigators has worked with more than 20 banks and NBFCs and built a proven record of managing outsourced collection assignments. Today, our 90-member team comprises 35 in-house professionals—including callers, team leaders, supervisors and floor managers—and 55 field executives deployed across Delhi NCR.

We aim to deliver consistent results while protecting the reputation of the institutions we represent. Our approach therefore combines performance discipline with respectful customer communication, documentation and operational accountability.

Oct 2016Foundation Year
20+Institutional Partners
90 MembersTotal Workforce

Institutional Factsheet

Risk Mitigators Profile

Entity Structure:Proprietorship
Proprietor:Mr. Sanjay Singh
Commencement:1 October 2016
Central Calling Seat:35 In-House Professionals
Field Executive Force:55 Dedicated NCR Executives
Head Office:Jail Road, Fateh Nagar, New Delhi

Our Mission

To help financial institutions improve collection outcomes through disciplined operations, responsible customer engagement, strong field execution and transparent reporting.

Our Vision

To become one of India's most dependable and professionally managed collection and recovery service partners for banks and NBFCs.

Guiding Principles

Our Values

The operational bedrock guiding every interaction, call, and doorstep engagement.

Integrity

We act honestly, protect confidential information and remain accountable for every assignment entrusted to us.

Respect

We treat customers with dignity and communicate professionally, even in difficult circumstances.

Discipline

We follow defined processes, maintain documentation and pursue cases with consistency.

Compliance

We work within client mandates, applicable legal and regulatory requirements, and approved operating procedures.

Ownership

We take responsibility for execution, escalation and timely communication of case outcomes.

Performance

We remain focused on measurable progress, portfolio priorities and dependable service delivery.

Mr. Sanjay Singh - Proprietor, Risk Mitigators
Executive Leadership

Disciplined Operations & Hands-On Leadership

Mr. Sanjay Singh leads Risk Mitigators with a focus on operational discipline, client relationships and responsible recovery practices. Under his leadership, the company has expanded its calling and field capabilities, served more than 20 banks and NBFCs, and established a strong presence across Delhi NCR.

His hands-on oversight helps ensure that client priorities are translated into clear team-level execution, timely escalation and accountable service delivery.

Organizational Force

Our Team

A cohesive 90-member workforce bridging centralized tele-calling with doorstep field presence.

CENTRAL OPERATIONS35

Central Operations Team - 35 Professionals

Our in-house team includes callers, team leaders, supervisors and floor managers responsible for customer communication, case allocation, follow-up tracking, performance reviews and escalation management.

✓ Multi-channel telephony and dialer queues
✓ PTP tracking and verification desks
✓ Daily MIS compilation and audit signoffs
FIELD OPERATIONS55

Field Operations Team - 55 Executives

Our field executives provide on-ground coverage across Delhi NCR for customer visits, payment follow-ups and authorised asset-recovery assignments, supported by supervisors and central operations.

✓ Formal bank/NBFC identification & authorization
✓ Doorstep verification & condition documentation
✓ 100% cashless recovery through authorized modes
Operational Leadership · Delhi NCR Portfolio Officers

Assigned Portfolio Officers

Direct operational contacts and dedicated portfolio officers mapped to institutional lending partners across Delhi NCR.

7 Liaison Officers|5 Active Desks
Retail & SME LendingActive Mandate
SK

Sumit Khanna

Senior Portfolio Officer
IDFC FIRST BankTata Capital

Dedicated retail portfolio management, borrower counseling & field recovery coordination.

Cards & Consumer CreditActive Mandate
PT

Pawan Tiwari

Portfolio Liaison Officer
IDFC FIRST BankRBL Bank

Early-stage delinquency follow-up, payment reconciliation & borrower resolution desks.

Auto Loans & Vehicle RecoveryActive Mandate
AS

Abhishek Sharma

Lead Auto Loans Officer
Kotak Mahindra Prime

High-priority tele-calling queues & client-authorized vehicle repossession coordination.

Auto Loans & Vehicle RecoveryActive Mandate
MA

Md. Aqib

Portfolio Recovery Officer
Kotak Mahindra Prime

Field coordination, borrower outreach & asset inspection under client mandates.

Card Receivables & SecuredActive Mandate
AN

Anjali

Portfolio Liaison Officer
SBI CardAditya Birla Capital

Specialized cardholder outreach, secured asset site visits & overdue settlement desks.

Card Receivables & SecuredActive Mandate
RO

Rohit

Portfolio Recovery Officer
SBI CardAditya Birla Capital

Field verification, doorstep outreach & authorized secured portfolio recovery.

FinTech & Digital ConsumerActive Mandate
MK

Manoj Kashyap

Portfolio Liaison Officer
InCred FinanceYES BANK

Agile allocation models, high-ticket retail coordination & documented resolution tracking.